No spreadsheets. No manual rent collection matching. Just 10 hours back each month for each member of your team.
Interac e-Transfer Rent Collection
No more matching e-Transfer emails to leases by hand. One email collects Interac deposits across every entity you manage, and our best-in-class auto-mapping routes each payment to the right bank account.
One email, every property
Tenants pay with just an email address, no separate accounts to manage per property.
Real-time, automatic mapping
Transfers match instantly to the right lease and bank account by sender email or e-transfer code.
Full lifecycle, zero manual work
Pending, mapped, cleared, and everything in between, including refunds and clawbacks, handled without manual entry.
The Payment Cycle
Pre-Authorized Debit (PAD)
Set it and forget it. Easily set up tenant PADs to unlock the magic of our First of Month process. Every tenant invoiced, every PAD collected, across all your bank accounts, without lifting a finger.
- Split payments for shared units: Flexible rules divide the draw across roommates.
- Automatic NSF handling: NSFs are recorded, the right people notified, and admin fees charged without manual entry.
- Flexible scheduling: Change a pull date or schedule a future pull in a couple of clicks.
Same Day Settlements
Rent collected on the first business day lands in your account that same day. Your cash position never waits on a processor.
- Same day, not three days later: Most platforms hold rent for two to three business days. Kompas deposits it the day it’s collected.
- Cash flow you can plan around: Rent clears on the first business day of the month, so mortgages, payroll, and vendor runs never wait on it.
- The right account, every time: Funds land in each entity’s own bank account, already mapped to the GL.
Vendor Payments
Pay vendors the way they want to be paid. EFT or cheque, in full or in part, with your books updated as the money goes out.
- Partial payments: Pay an invoice in instalments, and the remaining balance is tracked automatically.
- Automatic remittances: Every payment goes out with a remittance advice, so vendors know exactly what was paid.
- Faster bank recs: Every EFT and cheque posts to the GL as it’s issued, ready to match the moment it clears.
We migrated our 3,000-unit portfolio to Kompas and can't imagine going back. Rent collection is four business days faster, and we pay invoices without leaving the platform, automatically reconciled. Our leasing team now processes applications, background checks, and leases in one continuous flow, work that used to require three separate tools. Kompas will let us keep scaling with confidence.
Just started using Kompas and wow – I'm really impressed! The customer service is amazing – they listen, go out of their way to help, and make any special requests happen. The software is easy to navigate, and the team makes getting started a breeze. We're staying with this and see it as a great fit for the future of our growing business. I'd recommend it to other property management teams!
After nearly 10 years in property management, I've tried almost every PM software on the market. The major platforms aren't tailored to Quebec, and smaller ones can't handle real workflows. Kompas stands out because it's clearly built by real property managers and owners, covering every operational process without sacrificing accounting strength for ease of use. Their customer service is exceptional. I recommend Kompas to any landlord or management company.
We started using Kompas Management Company about a year ago, and the difference has been remarkable. Their software is tailor-made to handle both our tenant portal and accounting needs, and their team has customized the platform to fit us, not the other way around. Their customer service is always available and responsive. We recommend Kompas to any property management company looking for a partner, not just a vendor.
I've worked in property management for nearly 10 years and evaluated many software solutions. Most are strong in some areas but fall short in others; few understand both operations and accounting. Kompas stands out because it was built by people who understand the industry, covering day-to-day realities and the accounting we need. Their support is exceptional, and the team listens to feedback. I recommend Kompas to any property manager.
Kompas is a breath of fresh air for property management. Unlike clunky legacy software, it's incredibly intuitive and modern. The 'Lead-to-Lease' workflow and automated accounting are total game-changers for any team looking to scale. It's clearly built by people who understand the industry. Highly recommend!
Lauren was amazing to onboard us. Very happy we are working with Cory and the KOMPAS team!
Kompas has helped us bring greater structure and efficiency to our property management and accounting processes. The platform is intuitive, well adapted to the Quebec market, and lets us manage everything from invoices and payments to reconciliations in one place. The Kompas team is accessible, attentive to feedback, and genuinely committed to our success. I confidently recommend Kompas to other real estate owners and managers.
Why automate property management rent collection?
- Faster reconciliation
- Rent is matched and posted by 10 AM on the first.
- Stress-free FOM
- Invoices go out, rent comes in, and the books update on their own.
- No more mystery deposits
- Every e-Transfer finds its lease, and the rules learn who pays for what.
- Faster settlements
- Rent lands the same day, not two to three business days later.
- Every method, one ledger
- Interac e-Transfer, PAD, EFT, and cheque, all posting to the same books.
- Multi-entity banking
- Each entity’s funds land in its own bank account, mapped to the GL.
- Vendor Payments
- Automatic remittances show exactly what was paid.
- Reduced bad debt
- Automatic NSF handling and bulk reminders catch arrears before they grow.
Help Centre
Kompas runs four payment types: tenant pre-authorized debit, tenant Interac e-Transfer, tenant one-time payments from a bank account or debit card, and supplier payments by EFT. Every one of them is initiated inside the platform, so the entry, the settlement and the accounting posting are the same event rather than three separate jobs. Credit cards are not supported today. Government and municipal bills cannot be paid by EFT and have to be handled outside the platform or by a cheque Kompas prints.
On the first of each month Kompas invoices every active lease according to its terms, then debits each tenant enrolled in pre-authorized debit for the rent owing. By the time you get to the office on the first, the charges are posted, the payments are collected and deposited, and your receivables are updated. The team calls this the FOM run, for First of Month. Nothing has to be keyed in, and nothing waits for someone to remember to trigger it.
All EFT payments settle same day, and Interac e-Transfers settle the same day they are mapped to a lease. That means rent collected through a first-of-month pre-authorized debit run is in your account that day rather than sitting in a processor's holding period for several business days. Because settlement and reconciliation are the same event in Kompas, the deposit shows against the tenant's ledger as of the settlement date without anyone matching it by hand.
No — pre-authorized debit is encouraged for the automation and time it saves, but it is never mandatory. Tenants who do not want to enrol can pay by Interac e-Transfer, or pay off the platform entirely and have you post a manual deposit against their ledger. Enrolment is set per lease, not portfolio-wide, so you can have five tenants on pre-authorized debit and ten paying another way in the same building without any special handling.
Yes — tenants can set up their own pre-authorized debit for automatic rent payments directly in the portal, make one-time payments from their bank account, or send an Interac e-Transfer through the auto-deposit integration. Every one of those routes reconciles automatically into your books. Self-serve enrolment is what makes moving a building onto automated collection practical, since your office is not collecting void cheques one tenant at a time.
You designate an email address of your choosing and connect it to your Kompas account, and from that point every Interac e-Transfer a tenant sends to that address is processed directly through Kompas. Payments arrive in the platform where you assign them to a lease, and the posting to the tenant ledger and your settlement account happens from there. One email can serve an entire portfolio, and tenants keep sending to the same address whether they pay for one month or ten years.
Kompas runs an automated failed payment workflow: as soon as a failure is identified, email notifications go out to both the tenant and the property manager, and the payment is reversed automatically in the accounting ledger. You are not chasing a bank notice and then unwinding entries by hand. You can also choose to automate an administrative NSF fee of your own amount, so the charge lands on the tenant's ledger in the same step as the reversal.